UPI has been integrated into the banking applications of many banks. To use UPI, do the following:
Go to the Play Store to install the UPI app for any bank of your choice.
Use your mobile number to register mobile. This is unique to your account.
In order to carry out transactions, you need the unique ID of the recipient. It can be a company, a deliverer, a dealer or a merchant.
It is possible to pay someone less than 50 rupees. However, the cap is capped at Rs 1 lakh as mentioned above. are done immediately