Unified Payments Interface (UPI), India’s leading digital payment network, has handled transactions totaling more than Rs 10 trillion in May, setting a new milestone since the platform’s debut in 2016. 

Even the platform’s 5.95 billion handled transactions in May set a record high for the payments platform.

Despite a high base, the number of transactions increased by 6.63% and their value increased by 5.91% month over month. UPI processed 5.58 billion transactions totaling Rs. 9.83 trillion in April. UPI transactions have more than doubled in volume and value when compared year over year, demonstrating the rapid growth the digital payments network has experienced.

UPI processed over 46 billion transactions worth over Rs 84.17 trillion in FY22, surpassing the $1 trillion threshold. Additionally, it handled 22.28 billion transactions worth Rs. 41.03 trillion in FY21. Therefore, in a year, both the number and the value of transactions doubled. The Covid-19 pandemic, according to experts, hastened the adoption of digital payments in the nation over the past two years. UPI transactions have been increasing, tracking the recovery in the larger economy, with the exception of a few setbacks during the first two waves of the epidemic.

A] How to find UPI ID in PhonePe?

1. Open the PhonePe app and log in with your App ID or Fingerprint authentication.
2. Tap on your Profile Icon at the top left corner of the screen.
3. Tap on the “My BHIM UPI ID” option from the new page.
4. You can view the UPI ID associated with your bank account.
5. You can Add the new UPI ID of your choice. Tap on Add new BHIM UPI ID.
6. Note that you can add up to 3 UPI IDs and select any default UPI ID to receive the payments.

Must Read – UPI transaction limit per day

B] How to find UPI ID in Google Pay?

1. Open the Google Pay app and log in with Google Passcode or Fingerprint/pattern authentication.
2. Tap on your Profile Icon at the top right corner.
3. On the screen, you can view the Google Pay UPI ID and the default bank added in the app.
4. To change the UPI ID, tap on the bank account you want to change UPI ID and then tap on the Edit icon.
5. You can now select the Handler you want to use. Select from @okhdfcbank, @okicici, @oksbi, @okaxis.
6. Note that you can only change the handler and cannot change the ID before the handler.

C] How to find UPI ID in BHIM App?

1. Open the BHIM app on your smartphone and log in with 4 digit App passcode.
2. From the Main Screen, tap on the Profile option from the bottom menu.
3. You can now view your UPI ID on the Screen along with a QR code.
4. You can add a new UPI ID of your choice. Tap on the right side icon and then select “Add new UPI ID“.
5. Enter the new UPI ID of your choice and tap on the Submit button. You can only set the new ID if it is available.
6. You can now set any UPI ID as the default ID to receive payments.

Must Read – How to solve BHIM App “UPI registration failed” issue

D] How to find UPI ID in Paytm App?

1. Open the Paytm app on your smartphone.
2. Log in with the passcode or phone pattern/password.
3. Now, swipe from the left to open the menu and tap on the profile icon.
4. Tap on the Settings option from the menu.
5. On the new page, click on Payments Settings and select the Saved Payment Details option.
6. You can view the UPI ID in Paytm and linked Bank account in the app.
7. You cannot create a new UPI ID in Paytm as of now. We will update the article once this facility is available.

E] How to find UPI ID in Amazon Pay?

1. Open Amazon App and swipe from left to open the menu.
2. Tap on the “Your Account” option.
3. Under the Amazon Pay section, tap on the “Amazon Pay UPI” option from the new page.
4. You can now view the UPI ID in the Amazon app.
5. To create a new UPI ID, tap on the “Create New UPI ID” option.
6. Enter the UPI ID of your choice on the new screen and click on the Create UPI ID button.
7. You can create 3 UPI IDs and set anyone as the default ID for receiving the money.

When you need to make a fee or switch cash from one account to another, you could use the UPI fee platform. UPI (Unified Payments Interface) is a real-time fee platform. This turned into released via way of means of National Payments Corporation of India.

Make UPI Payments Using HDFC Credit Card

• Step 1: Select ‘BHIM UPI Payment’ on the mobile banking app
• Step 2: Type in your 6-digit App password
• Step 3: Choose ‘Send Money’
• Step 4: Now, choose the to pay via UPI ID of the beneficiary account number and IFSC code.
• Step 5: Enter your mobile number and MMID
• Step 6: Type in the amount.
• Step 7: Enter your 4-digit UPI PIN and make the payment.

Make UPI Payments Using SBI Credit Card

Step 1: Go to the Payment channel that is at the SBI Card/Mobile App.

Step 2: Type withinside the SBI credit score card variety, the quantity you need to pay after which select your UPI option.

Step 3: You could be redirected to the UPI page. You need to select ‘Enter your VPA’ or ‘Scan QR code’ Step 4: Then you must input the VPA handle. You also can experiment your QR code with any UPI app. Step 5: You must then authorise the price. Step 6: The affirmation could be shown

Step 7: After the price has been made, this may be published at the credit score card account.

Make UPI Payments Using IDBI Credit Card

Step 1: Initiate your UPI charge from any UPI app Step 2: Enter the IDBI Bank Credit Card invoice UPI ID Step 3: Now, affirm the call after which input the credit score card invoice amount

Step 4: Now, entire the transaction together along with your UPI PIN

Make UPI Payments Using Canara Bank Credit Card

Step 1: You need to provoke your UPI charge from a UPI app

Step 2: Now, input your Canara Bank Credit Card UPI ID

Step 3: After the verification of the call, input the amount

Step 4: Complete the transaction together along with your UPI PIN

ಹೋಮ್‌ಗ್ರೋನ್ ಪೇಮೆಂಟ್ ಸಿಸ್ಟಮ್ ಯುನಿಫೈಡ್ ಪೇಮೆಂಟ್ಸ್ ಇಂಟರ್‌ಫೇಸ್ (ಯುಪಿಐ) ಭಾರತದಲ್ಲಿ ಡಿಜಿಟಲ್ ಪಾವತಿಗಳನ್ನು ಮುಂದುವರಿಸುತ್ತದೆಯಾದರೂ, ಬೈ ನೌ ಪೇ ಲೇಟರ್ (ಬಿಎನ್‌ಪಿಎಲ್), ಡಿಜಿಟಲ್ ಕರೆನ್ಸಿ, ಕಾರ್ಪೊರೇಟ್ ಪಾವತಿಗಳು ಮತ್ತು ಆಫ್‌ಲೈನ್ ಪಾವತಿಗಳಂತಹ ಹೊಸ ಮಾರ್ಗಗಳು ಉದ್ಯಮವನ್ನು ರೂಪಿಸುತ್ತವೆ ಎಂದು ಪಿಡಬ್ಲ್ಯೂಸಿ ಇಂಡಿಯಾದ ವರದಿ ತಿಳಿಸಿದೆ. .

ವರದಿಯು ಪ್ರಸ್ತುತ ಮತ್ತು ಭವಿಷ್ಯದ ಡಿಜಿಟಲ್ ಪಾವತಿಗಳ ಭೂದೃಶ್ಯದ ಒಳನೋಟಗಳನ್ನು ಒದಗಿಸುತ್ತದೆ ಮತ್ತು ಭಾರತದಲ್ಲಿ ಗ್ರಾಹಕರ ಖರ್ಚು ನಡವಳಿಕೆ ಮತ್ತು ವಹಿವಾಟುಗಳ ಮೇಲೆ ಪ್ರಭಾವ ಬೀರುವ ಪ್ರಮುಖ ಅಂಶಗಳಾಗಿವೆ. ಇದು (BNPL), e-RUPI, ಸೆಂಟ್ರಲ್ ಬ್ಯಾಂಕ್ ಡಿಜಿಟಲ್ ಕರೆನ್ಸಿ (CBDC) ಮತ್ತು ಆಫ್‌ಲೈನ್ ಪಾವತಿಗಳಂತಹ ಪಾವತಿಗಳ ಪರಿಸರ ವ್ಯವಸ್ಥೆಯಲ್ಲಿ ಮುಂಬರುವ ಟ್ರೆಂಡ್‌ಗಳನ್ನು ಸಹ ನೋಡುತ್ತದೆ ಮತ್ತು ಪರಿಸರ ವ್ಯವಸ್ಥೆಯ ಆಟಗಾರರು ಈ ಹೊಸ ಪಾವತಿ ಪ್ರವೃತ್ತಿಗಳಿಗೆ ಹೇಗೆ ಹೊಂದಿಕೊಳ್ಳುತ್ತಾರೆ.

“ದಿ ಇಂಡಿಯನ್ ಪೇಮೆಂಟ್ಸ್ ಹ್ಯಾಂಡ್‌ಬುಕ್ – 2021-26” ಎಂಬ ಶೀರ್ಷಿಕೆಯ ವರದಿಯು ದೇಶೀಯ ಡಿಜಿಟಲ್ ಪಾವತಿಗಳ ಮಾರುಕಟ್ಟೆಯು ಪರಿಮಾಣದ ಮೂಲಕ 23% ರಷ್ಟು ಸಂಯುಕ್ತ ವಾರ್ಷಿಕ ಬೆಳವಣಿಗೆ ದರದಲ್ಲಿ (CAGR) ಬೆಳೆದಿದೆ ಮತ್ತು FY26 ರಲ್ಲಿ 217 ಶತಕೋಟಿ ವಹಿವಾಟುಗಳನ್ನು ತಲುಪುವ ನಿರೀಕ್ಷೆಯಿದೆ ಎಂದು ಸೂಚಿಸಿದೆ.

“ಪಾವತಿ ಉದ್ಯಮವು ಗ್ರಾಹಕರ ಅನುಭವವನ್ನು ಹೆಚ್ಚಿಸುವುದು ಮತ್ತು ಪಾವತಿಗಾಗಿ ಗ್ರಾಹಕರ ಆಯ್ಕೆಗಳನ್ನು ಒದಗಿಸುವುದು, ಭದ್ರತೆಯನ್ನು ಹೆಚ್ಚಿಸುವುದು, ಡಿಸ್ಟ್ರಿಸ್ಟ್ರಿಡ್ ಲೆಡ್ಜರ್ ತಂತ್ರಜ್ಞಾನ (DLT) ಮತ್ತು ಇಂಟರ್ನೆಟ್ ಆಫ್ ಥಿಂಗ್ಸ್ (IoT) ನಂತಹ ತಂತ್ರಜ್ಞಾನದಂತಹ ತಂತ್ರಜ್ಞಾನದಲ್ಲಿ ಆವಿಷ್ಕಾರಗಳನ್ನು ಕೈಗೊಳ್ಳುವುದರ ಮೇಲೆ ಹೆಚ್ಚು ಗಮನಹರಿಸುತ್ತದೆ ಎಂದು ನಾವು ನಿರೀಕ್ಷಿಸುತ್ತೇವೆ. ,” ಪಿಡಬ್ಲ್ಯೂಸಿ ಇಂಡಿಯಾದಲ್ಲಿ ಪಾಲುದಾರ ಮತ್ತು ಪಾವತಿಗಳ ಪರಿವರ್ತನೆಯ ನಾಯಕ ಮಿಹಿರ್ ಗಾಂಧಿ ಹೇಳಿದರು.

ಯುಪಿಐ ಈ ಬೆಳವಣಿಗೆಗೆ ಗಣನೀಯ ಕೊಡುಗೆ ನೀಡಿದೆ, 2020–21ರಲ್ಲಿ ದಾಖಲೆಯ 22 ಬಿಲಿಯನ್ ವಹಿವಾಟುಗಳನ್ನು ತಲುಪಿದೆ, 2018 ರಿಂದ 122% ರಷ್ಟು ಸಿಎಜಿಆರ್‌ನಲ್ಲಿ 2025–26ರ ವೇಳೆಗೆ ಯುಪಿಐ ವಹಿವಾಟುಗಳು 169 ಬಿಲಿಯನ್ ತಲುಪುವ ನಿರೀಕ್ಷೆಯಿದೆ ಎಂದು ಪಿಡಬ್ಲ್ಯೂಸಿ ಹೇಳಿದೆ.

ವರದಿಯು ಭಾರತದಲ್ಲಿ ಡಿಜಿಟಲ್ ಪಾವತಿ ಉದ್ಯಮದ ಬೆಳವಣಿಗೆಗೆ ಕೊಡುಗೆ ನೀಡುವ ಕೆಲವು ಪ್ರಮುಖ ಪ್ರವೃತ್ತಿಗಳನ್ನು ಸಹ ನೀಡುತ್ತದೆ. ಅಸ್ತಿತ್ವದಲ್ಲಿರುವ ಉತ್ಪನ್ನಗಳು ಪ್ರವೇಶವನ್ನು ಮುಂದುವರೆಸುತ್ತವೆ ಮತ್ತು ಭಾರತೀಯ ಗ್ರಾಹಕರ ಹೆಚ್ಚುವರಿ ವ್ಯಾಲೆಟ್ ಪಾಲನ್ನು ಪಡೆಯುತ್ತವೆ ಎಂದು ಅದು ಹೇಳಿದೆ. ಯುಪಿಐ, ಫಾಸ್ಟ್ಯಾಗ್ ಮತ್ತು ಕಾರ್ಡ್‌ಗಳಲ್ಲಿ ಹೊಸ ಬಳಕೆಯ ಪ್ರಕರಣಗಳನ್ನು ಸಕ್ರಿಯಗೊಳಿಸುವುದರಿಂದ ಅಳವಡಿಕೆ ಮತ್ತು ವಹಿವಾಟು ಸಂಖ್ಯೆಗಳ ಬೆಳವಣಿಗೆಯನ್ನು ಮುಂದುವರಿಸುತ್ತದೆ ಎಂದು ಅದು ಹೇಳಿದೆ.

ಇದಲ್ಲದೆ, ಕಾರ್ಡ್-ಆನ್-ಫೈಲ್ ಟೋಕನೈಸೇಶನ್ (CoFT) ಜೊತೆಗೆ ಲ್ಯಾಪ್‌ಟಾಪ್‌ಗಳು, ಡೆಸ್ಕ್‌ಟಾಪ್‌ಗಳು, ಧರಿಸಬಹುದಾದ ವಸ್ತುಗಳು, ವಸ್ತುಗಳ ಇಂಟರ್ನೆಟ್ (IoT) ಸಾಧನಗಳಂತಹ ಹೆಚ್ಚುವರಿ ಬಳಕೆಯ ಪ್ರಕರಣಗಳನ್ನು ಒಳಗೊಳ್ಳಲು RBI ಟೋಕನೈಸೇಶನ್ ವ್ಯಾಪ್ತಿಯನ್ನು ವಿಸ್ತರಿಸಿದೆ. ಕಾರ್ಡ್-ಸಂಬಂಧಿತ ಭದ್ರತೆಯನ್ನು ಹೆಚ್ಚಿಸುವುದರ ಜೊತೆಗೆ, ಒಟ್ಟಾರೆ ಗ್ರಾಹಕರ ಚೆಕ್-ಔಟ್ ಅನುಭವವು ಅಖಂಡವಾಗಿರುವುದನ್ನು ಖಚಿತಪಡಿಸುತ್ತದೆ ಎಂದು PwC ತನ್ನ ವರದಿಯಲ್ಲಿ ತಿಳಿಸಿದೆ.

ಆಫ್‌ಲೈನ್ ಪಾವತಿಗಳು ಭಾರತದಲ್ಲಿ ಡಿಜಿಟಲ್ ಪಾವತಿಗಳ ಬೆಳವಣಿಗೆಗೆ ಕೊಡುಗೆ ನೀಡುತ್ತವೆ. ಕಳಪೆ ಸಂಪರ್ಕ ಮತ್ತು ಆನ್‌ಲೈನ್ ಪಾವತಿ ವಿಧಾನಗಳಿಗೆ ಪ್ರವೇಶದ ಕೊರತೆ, ಆಫ್‌ಲೈನ್ ಪಾವತಿಗಳಿಗೆ ಅವಕಾಶವನ್ನು ತೆರೆದಿದೆ ಎಂದು ವರದಿ ಹೇಳಿದೆ. “ಆಫ್‌ಲೈನ್ ಪಾವತಿಗಳ ಕುರಿತು ಇತ್ತೀಚಿನ ಆರ್‌ಬಿಐ ಮಾರ್ಗಸೂಚಿಗಳು ವಿಭಾಗಕ್ಕೆ ಹೆಚ್ಚು ಅಗತ್ಯವಿರುವ ಪ್ರಚೋದನೆಯನ್ನು ಒದಗಿಸಿವೆ” ಎಂದು ಅದು ಹೇಳಿದೆ.

ಕಳೆದ ತಿಂಗಳು, ರಿಸರ್ವ್ ಬ್ಯಾಂಕ್ ಆಫ್ ಇಂಡಿಯಾ (RBI) ವೈಶಿಷ್ಟ್ಯ ಫೋನ್‌ಗಳಿಗಾಗಿ UPI ಅನ್ನು ಪ್ರಾರಂಭಿಸಿತು, ಅಂತಹ ಫೋನ್‌ಗಳ ಸುಮಾರು 400 ಮಿಲಿಯನ್ ಬಳಕೆದಾರರನ್ನು ತನ್ನ ವ್ಯಾಪ್ತಿಯಲ್ಲಿ ತಂದಿತು. ವೈಶಿಷ್ಟ್ಯದ ಫೋನ್‌ಗಳು ಮೂಲಭೂತ ಫೋನ್‌ಗಳಾಗಿವೆ, ಇದು ಸಾಮಾನ್ಯವಾಗಿ ಧ್ವನಿ ಕರೆ ಮತ್ತು ಪಠ್ಯ ಸಂದೇಶ ಕಾರ್ಯಗಳನ್ನು ಒದಗಿಸುತ್ತದೆ.

ಕೊನೆಯದಾಗಿ, ಮುಂಬರುವ ಸೆಂಟ್ರಲ್ ಬ್ಯಾಂಕ್ ಡಿಜಿಟಲ್ ಕರೆನ್ಸಿ (CBDC) ಕೂಡ ಗೇಮ್ ಚೇಂಜರ್ ಆಗಿರಬಹುದು, ಸರ್ಕಾರವು FY23 ರಲ್ಲಿ RBI ನಿಂದ ರೋಲ್‌ಔಟ್ ಅನ್ನು ಘೋಷಿಸುತ್ತದೆ. “ಭಾರತೀಯ ಪಾವತಿಗಳ ಭೂದೃಶ್ಯವು ಹಲವಾರು ಹಳಿಗಳನ್ನು ಹೊಂದಿದ್ದು ಅದನ್ನು ಹಲವಾರು ಚಾನಲ್‌ಗಳ ಮೂಲಕ ಪ್ರವೇಶಿಸಬಹುದು. ಪ್ರಸ್ತುತ ಸನ್ನಿವೇಶವನ್ನು ಗಮನಿಸಿದರೆ, CBDC ಅಸ್ತಿತ್ವದಲ್ಲಿರುವ ಹಳಿಗಳ ಬದಲಿಗೆ ಅವುಗಳನ್ನು ಬದಲಾಯಿಸುವ ಬದಲು ಸಹ-ಅಸ್ತಿತ್ವದಲ್ಲಿರಬೇಕಾಗುತ್ತದೆ, ”ಎಂದು ವರದಿ ಹೇಳಿದೆ.

ಭಾರತೀಯ ಸನ್ನಿವೇಶದಲ್ಲಿ ಅನ್ವಯವಾಗುವ CBDC ಯ ಕೆಲವು ಪ್ರಮುಖ ಬಳಕೆಯ ಪ್ರಕರಣಗಳೆಂದರೆ ಪ್ರೋಗ್ರಾಮೆಬಲ್ ನೇರ ಲಾಭ ವರ್ಗಾವಣೆ (DBT), ಆನ್‌ಲೈನ್ ಮತ್ತು ಆಫ್‌ಲೈನ್ ಚಿಲ್ಲರೆ ಪಾವತಿಗಳು ಮತ್ತು ಗಡಿಯಾಚೆಗಿನ ರವಾನೆಗಳು.

UPI became essential payment method in India. There is no question that it will be fully implemented in near future and there will not be any physical cash transactions around the globe.

when it comes to payments, you always have to make sure that your payments are secure. So how do you do it?

Follow these instructions to make secure transactions:

• Never ever show your UPI pin while making a payment, make sure no one is around peeking your phone.
• Never ever enter a pin to receive payments. Remember! You are entering pin just to make payments not to receive payments. If someone is asking to enter pin to pay you money then never ever enter it.
• Do not install any apps outside the play store.
• Do not use any screen-sharing app while doing UPI payments.
• Always keep your apps up to date by updating new updates from play store. It is recommended to keep the auto-update feature enabled on your play store app/iOS app.
• Always check the receiver’s name before entering your UPI pin. When you scan a QR code please make sure you are sending an amount to the right person also make sure that the payment amount is correct.

In what comes as a shot in the arm for Meta-owned WhatsApp, the National Payments Corporation of India (NPCI) has approved an additional 60 million users on UPI for WhatsApp. With this approval, WhatsApp will be able to expand the service to its 100 million users, intensifying competition in the digital payments space in India.

The move comes months after it approved increasing the user cap for WhatsApp’s payment service from the current 20 million to 40 million.https://aa089d4943ae6a51e517200dc1c6bc6b.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html?n=0

While WhatsApp has been pushing for an increase in user cap, NPCI wanted to increase this in a phased manner so that the payment system is not overwhelmed.

NPCI, which operates the country’s retail payment and settlement systems, had allowed WhatsApp to start payment services in November 2020 with a cap of 20 million users. The Meta-owned company was expected to disrupt the payments space with its large user base in India, but it had not taken off in a big way.

Now, WhatsApp has decided to ramp up efforts to expand the payment service and wants more users.https://aa089d4943ae6a51e517200dc1c6bc6b.safeframe.googlesyndication.com/safeframe/1-0-38/html/container.html?n=0

WhatsApp’s messenger service has over 400 million users in India and lifting the limit for the payment service in one go may lead to extremely high transaction volumes on NPCI’s platform.

NPCI is considering gradually increasing the cap because it cannot handle the large volume that can be generated by lifting the cap completely. WhatsApp has been expanding its payment services in India since September last year. Manesh Mahatme, director of WhatsApp India Payments, said it is gradually expanding its service in partnership with NPCI. Mahatome said he will focus on accelerating marketing initiatives to raise awareness of the payment capabilities of instant messaging apps. As part of this promotion, the company has made the payment service more visible by placing the chat composer rupee icon between the attachment and the camera icon. This allowed us to scan the QR code using the camera icon on the WhatsApp home screen and make payments at 20 million stores in India. With the steady increase in transactions on the platform, new efforts to improve payment behavior appear to be paying off. However, WhatsApp’s share of India’s monthly payments is still small compared to PhonePe and Google Pay. Separately, NPCI has reduced the amount of United Payment Interface-based transactions for third-party payment apps such as Phone Pe, Google Pay and WhatsApp to 30% of the total amount of transactions processed on a rolling basis in the last three months. Limited to. Operators must comply with this standard by January 2023. The Unified Payments Interface (UPI) has seen significant growth over the last two years, surpassing $ 1 trillion in transaction value in 202122, a major milestone in payment systems that further facilitated digital adoption of payments and financial services. Did.

As the popularity of the Unified Payment Interface (UPI) grows, so do the number of frauds associated with it. Criminals defraud individuals on a daily basis. The chances of fraud with UPI can be lowered if users do not make any mistakes while trading money.

New Delhi is the capital of India. Today, the Unified Payment Interface (UPI) is the most widely used method of cashless transactions and online payment. It is currently utilised by millions of individuals. People like it a lot since it makes money transactions so simple. As the use of UPI grows, so does the number of cases of UPI-related fraud.

Criminals defraud UPI users in a variety of methods. Typically, becoming a bank or other institution’s agent provides them with a salary.

Criminals defraud UPI users in a variety of methods. Typically, by posing as a representative of a bank or other institution, they get the users’ personal information and then withdraw funds from their accounts. As a result, extreme caution should be exercised when receiving or disbursing funds from anywhere. You can protect yourself from UPI fraud if you pay attention to a few things.Unknown phone numbers should be avoided.If you receive a payment request from an unfamiliar phone number, ignore it. Similarly, if you need to make a payment anywhere, extensively investigate the payment recipient. Many people are defrauded when they use numbers given on social media or from open web sources to make payments.

Do not enter your PIN when receiving payment Banks do not require a PIN to receive payments. Criminals usually refer UPI users to an emergency and ask them to wire payments. Anyone trapped will ask the user to enter their PIN and receive payment. Withdraw money from your account as soon as you enter your PIN. Don’t ignore spam warnings UPI applications have spam filters. They track such recurring payment requests. The UPI application will warn you if there is a payment request from a similar spam ID. This warning is very important. They should not be ignored and payment requests from such spam IDs should be rejected. avoid Fake UPI App A fake UPI app is very similar to any bank app. If you download it by mistake, your personal information will be stolen and sent to you. They use this information to withdraw money from your account. Therefore, please make sure it is genuine before downloading the UPI app.

Payments are essential part of our life when we buy something we need to pay and we are moving to a digital digital yuga where we are moving from traditional payment to a new digital payment system. Everyone has to adopt this digital platform which makes payments is here for everyone this avoids keeping coins or keeping changes every time for small amount of transaction you do.

Everyone is evolving and even the payment systems are evolve and we must adopt the new payment methods that is very helpful for every human being. At a simply clear that we are implementing up I payments for every transactions we do so it is important to know how to do UPI payments and everyone must know how to create they own upi QR code or payment link.

Follow the steps given below to generate your own payment QR code or payment link:

Go to upilinks.in then you have to fill the form which is display along with your upi ID and your name then click on generate this will generate and upi QR code using which any customer can pay through any UPI apps and amount paid will be directly credited to your bank which is linked with your upi ID.

if you are owning any shop then you can simply print the QR code and stick it on your shop where the customer can do the payments directly.

Since the advent of digital payment systems, the same work has been done in just a few seconds. However, RBI will bring many changes related to digital trading in India from time to time to make the trading system safer and easier.

In this episode, Google Pay will change the rules from January 1, 2022, following the guidelines of the Reserve Bank of India. This change directly affects Google Pay users. This new Google Pay rule also applies to Google Ads, Google Play Store, YouTube, and more.

In this episode, let us know the rules that Google will change. Under this next rule, after January 1, 2022, Google Pay will no longer store customer card details. Google Pay was used to store card information such as expiration dates and card numbers on the server. After implementing this rule, Google Pay customers will have to re-enter their card details at checkout to pay. Following RBI guidelines, this change was made in the Google Pay online manual payment rules. This change reduces the risk of leaking sensitive information. In these situations, cyber fraud will increase and decrease. After this change, MasterCard users must be allowed to save their card details in the new format. You can make a one-time manual payment by entering the card details. You will need to re-enter your card details to try the payment again. These new rules will come into effect on January 1, 2022.